<p><span style="font-size:16px"><strong>ယခင်နှင့်မတူတမူထူးခြားတဲ့ အကျိုးခံစားခွင့်များပါဝင်တဲ့ ကားအာမခံအမျိုးအစားအသစ်ကို &nbsp;New Motor Vehicle Policy ဖြင့် October 12 ရက်နေ့မှစပြီး &nbsp;Global World Insurance မှာ ဝယ်ယူရရှိနိုင်နေပြီဖြစ်ပါသည်။</strong></span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>အာမခံသက်တမ်း</strong></span><br /> <span style="font-size:14px">၃လ၊ ၆လ၊ ၉လနှင့် ၁နှစ်သက်တမ်း ထားရှိနိုင်ပါသည်။</span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>အာမခံထားငွေ</strong></span><br /> <span style="font-size:14px">ကာလပေါက်ဈေးထက်မပိုသော အာမခံထားသူနှင့် အာမခံလက်ခံသူ နှစ်ဦးသဘောတူတန်ဖိုးဖြင့်ထားရှိနိုင်ပါသည်။</span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>ပရီမီယံနှုန်း</strong></span><br /> <span style="font-size:14px">အခြေခံအကာအကွယ်အတွက် အာမခံတန်ဖိုး၊ ယာဉ်အသုံးပြုပုံနှင့် အင်ဂျင်ပါဝါပေါ်မူတည်၍ သတ်မှတ်ပြီး လေကာမှန်အတွက် မှန်တန်ဖိုး၏ ၆.၅% သတ်မှတ်ထားပါသည်။</span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>အကျိုးခံစားခွင့်</strong></span><br /> <span style="font-size:14px">အာမခံထားသည့်ယာဉ်ထိခိုက်ပျက်စီးမှု&nbsp;<br /> အာမခံထားသည့် ယာဉ်ထိခိုက်မှုကြောင့် သူတပါးသေဆုံးခြင်း၊ ဒဏ်ရာရခြင်း တို့အတွက် အများဆုံးကျပ်သိန်း(၃၀)<br /> သူတပါးပိုင်ယာဉ်ပျက်စီးမှု အပါအဝင် လူသေဆုံးဒဏ်ရာရခြင်းဖြစ်ရပ်တစ်ခုလုံးအတွက် အများဆုံးကျပ်သိန်း(၅၀၀)</span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>အခြေခံအကာအကွယ်&nbsp;</strong></span><br /> <span style="font-size:14px">ယာဉ်တိုက်ခြင်း<br /> ယာဉ်တိမ်းမှောက်ခြင်း<br /> ယာဉ်မီးလောင်ခြင်း၊ မိုးကြိုးပစ်ခြင်း၊ ပြင်ပမီးကူးစက်ခြင်း<br /> ယာဉ်ပေါ်သို့ မတော်တဆ ပစ္စည်းတစ်ခုခုပြုတ်ကျခြင်း<br /> မလိုတမာဖျက်ဆီးမှုကြောင့် ပျက်စီးခြင်း<br /> ရေလမ်း/ကုန်းလမ်း/ဓာတ်လှေကားဖြင့် သယ်ဆောင်စဉ် ပျက်စီးခြင်း</span></p> <p>&nbsp;</p> <p><span style="font-size:16px"><strong>မယူမနေရအကာအကွယ်</strong></span><br /> <span style="font-size:14px">သပိတ်မှောက်၊ အဓိကရုဏ်း၊ ဆူပူမငြိမ်မသက်ဖြစ်မှုကြောင့် ထိခိုက်ပျက်စီးမှု<br /> လေကာမှန်ထိခိုက်ပျက်စီးခြင်း</span></p> <p>&nbsp;</p> <p><strong><span style="font-size:16px">အပိုအကာအကွယ်</span></strong><br /> <span style="font-size:14px">သဘာဝဘေးအန္တရာယ်ကြောင့် ထိခိုက်ပျက်စီးမှု<br /> စစ်နှင့် စစ်အသွင်အန္တရာယ်ကြောင့် ထိခိုက်ပျက်စီးမှု<br /> ခိုးမှုအန္တရာယ်</span></p> <p>&nbsp;</p> <p><span style="font-size:14px">ပိုမိုကောင်းမွန်သည့်စနစ် (Betterment)<br /> မော်တော်ယာဉ်သည် အစားထိုးပစ္စည်းများဖြင့်ပြုပြင်ရာတွင် ပစ္စည်းသစ်များသုံးစွဲရခြင်းကြောင့် မူလဆုံးရှုံးမှုမဖြစ်ခင်ကရှိခဲ့သော အခြေအနေထက် ပိုမိုကောင်းမွန်သွားမည်ဖြစ်ပါသည်။ အဆိုပါ ပိုမိုကောင်းမွန်လာသော မူရင်းစက်ပစ္စည်းအသစ်ထည့်ဝင်ခြင်းကြောင့် ကျသင့်သည့်အချိုးကျစရိတ်တန်ဖိုးကို အာမခံထားသူဘက်မှ ပူးပေါင်းထည့်ဝင်ရန် လိုအပ်ပါသည်။</span></p> <p><span style="font-size:14px">မှတ်ချက်။ &nbsp; &nbsp; &nbsp;။ပစ္စည်းအစိတ်အပိုင်းအသစ်နှင့် လဲလှယ်ပါက Betterment ခုနှိမ်မှုကို ပြုလုပ်ရမည်။ ပစ္စည်းအစိတ်အပိုင်းတစ်ပတ်ရစ်ပစ္စည်းနှင့် လဲလှယ်တပ်ဆင်ပါက Betterment ကိုခုနှိမ်ခြင်းမပြုရပါ။</span></p> <table cellspacing="0" style="border-collapse:collapse; width:364px"> <tbody> <tr> <td style="background-color:#a1abd0; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:40px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">Age of Your Vehicle (Years)</span></span></span></span></strong></p> </td> <td style="background-color:#a1abd0; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">Rate of Betterment</span></span></span></span></strong></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">less than 3</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">5%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">4</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">10%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">5</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">15%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">6</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">20%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">7</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">25%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">8</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">30%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">9</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">35%</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:30px; text-align:center; vertical-align:middle; width:213px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">10 and above</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:150px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">40%</span></span></span></span></p> </td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong><span style="font-size:16px">နှုတ်ဖြတ်ငွေ (Standard Excess)</span></strong><br /> <span style="font-size:14px">နှုတ်ဖြတ်ငွေ တွင် Private နှင့် Commercial ၏အခြေခံနှုတ်ဖြတ်ငွေကို တစ်မျိုးတည်းထားရှိပြီး ပရီမီယံကြေး ကို Discount &nbsp;များရွေးချယ်ရရှိနိုင်မည်ဖြစ်ပါသည်။</span></p> <p style="text-align:left"><span style="font-size:14px"><span style="font-family:Pyidaungsu"><span style="color:black">မှတ်ချက် ။&nbsp;&nbsp;&nbsp; ။ အာမခံထားငွေကျပ် ၂၀,၀၀၀,၀၀၀/- မပြည့်ပါက</span></span> <span style="font-family:Pyidaungsu"><span style="color:black">ထပ်တိုးမြင့်သည့် ရွေးချယ်မှုသည် အကျုံးမဝင်ပါ။</span></span></span></p> <table cellspacing="0" style="border-collapse:collapse; width:365px"> <tbody> <tr> <td style="background-color:#a1abd0; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">Excess Amount</span></span></span></span></strong></p> </td> <td style="background-color:#a1abd0; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">New Policy</span></span></span></span></strong></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">No Excess</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:#c00000">additional 25,000 MMK</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">100,000 MMK</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">0 (Standard Excess)</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">200,000 MMK*</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:#c00000">25,000 MMK discount</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">300,000 MMK*</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:#c00000">35,000 MMK discount</span></span></span></span></p> </td> </tr> <tr> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; height:45px; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:black">500,000 MMK*</span></span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:1px solid black; text-align:center; vertical-align:middle; width:183px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Arial"><span style="font-family:Arial"><span style="color:#c00000">60,000 MMK discount</span></span></span></span></p> </td> </tr> </tbody> </table> <p>&nbsp;</p> <p><strong><span style="font-size:16px">လျော်ကြေးမဲ့ဆု (NCB)</span></strong><br /> <span style="font-size:14px">အာမခံထားသည့် ပထမနှစ်တွင် လျော်ကြေးတောင်းခံခြင်းမရှိပါက နောက်နှစ်သက်တမ်းဆက်တွင် အခြေခံပရီမီယံငွေမှ အောက်ဖော်ပြပါသတ်မှတ်ရာခိုင်နှုန်းခုနှိမ်၍ ဆုကြေးခံစားခွင့်ရှိပါသည်။</span></p> <p>&nbsp;</p> <table cellspacing="0" class="MsoTableGrid" style="border-collapse:collapse; border:none"> <tbody> <tr> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:43px; vertical-align:top; width:138px"> <p>&nbsp;</p> </td> <td style="background-color:#aeaaaa; border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:1px solid black; height:43px; vertical-align:top; width:138px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif"><span style="color:black">Private Vehicle</span></span></span></span></strong></p> </td> <td style="background-color:#aeaaaa; border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:1px solid black; height:43px; vertical-align:top; width:138px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif"><span style="color:black">Commercial Vehicle</span></span></span></span></strong></p> </td> </tr> <tr> <td style="background-color:#aeaaaa; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif"><span style="color:black">After one year</span></span></span></span></strong></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">25%</span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">15%</span></span></span></p> </td> </tr> <tr> <td style="background-color:#aeaaaa; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:none; height:43px; vertical-align:top; width:138px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif"><span style="color:black">After two years</span></span></span></span></strong></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:43px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">30%</span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:43px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">20%</span></span></span></p> </td> </tr> <tr> <td style="background-color:#aeaaaa; border-bottom:1px solid black; border-left:1px solid black; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><strong><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif"><span style="color:black">After three years</span></span></span></span></strong></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">40%</span></span></span></p> </td> <td style="border-bottom:1px solid black; border-left:none; border-right:1px solid black; border-top:none; height:40px; vertical-align:top; width:138px"> <p style="text-align:center"><span style="font-size:12px"><span style="font-family:Calibri,sans-serif"><span style="font-family:&quot;Arial&quot;,sans-serif">25%</span></span></span></p> </td> </tr> </tbody> </table>